Because our main interest is to ensure your property purchase is as smooth as possible, we work with multiple mortgage advisors who’s details will be available to you should you require. You are then free to choose who to go with based on your own interaction.
HOW MUCH CAN I AFFORD?
The first thing you need to establish is how much you can afford to borrow and to find out information about schemes such as Help to Buy. This will save you a lot of time if you have this organised as the chances of missing opportunities is reduced.
If you don’t have a mortgage in principal it could very likely cost you your dream home. If you are ready to buy and have found a property you like but have no mortgage in principal or proof of funds available, it is unlikely your offer would be accepted or considered.
THE UPPER HAND
Usually there is competition when it comes to buying a home. We therefore ask all buyers to ensure they have their mortgage in place as this will give them the upper hand compared to unprepared buyers.
THE RIGHT MORTGAGE
There are a wide range of mortgage products out there from a multitude of lenders, fixed rate, tracker, repayment, interest only and buy-to-let. As we are not regulated mortgage advisors we can’t advise you on your mortgage however we work with a handful of mortgage companies we can recommend to you.